Meet Harmoney

Smarter compliance, less hassle

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Regulations are tightening, compliance is getting more complex, and manual processes are slowing businesses down. Onboarding, KYC, and lifecycle management should not feel like a burden, for you or your customers.

That is why we built Harmoney. Since 2016, we have been reinventing compliance, adding automation, intelligence, and simplicity to every step of the process. Our solution connects customers, compliance teams, and core systems in one seamless flow.

We help financial institutions ditch the paperwork, cut manual work, and stay ahead of regulations. And, of course, we make sure that customers get a smoother experience.
Instant compliance, complete peace of mind.

Harmoney in short

Who is Harmoney

Financial services are constantly evolving and customer onboarding is feeling the pressure. It is becoming slower, more frustrating and more complex for both customers and relationship managers.

That is exactly why we created Harmoney in 2016. What started as a solution for smoother onboarding has grown into a complete platform for customer due diligence and client lifecycle management.

With new features and improvements added all the time, Harmoney helps financial institutions stay ahead of regulations while giving their customers a faster and smoother experience.

Our mission & vision

Our mission is to simplify compliance and empower businesses to fight financial crime effectively, with a flexible, modular, scalable and future-proof platform that reduces complexity, saves time and strengthens client relationships throughout the customer lifecycle through re-usable high-quality data.

Our vision, on the longer term, is to build a world where everyone is safe and has access to secure and transparent financial systems. By enabling financial inclusion and combating crime, fraud, and terrorism financing, we strive to reduce global risks and make the world a safer, better place for all.

Experts in compliance

Harmoney brings together regulatory experts, compliance specialists, tech pros and delivery managers with years of experience in banking and insurance.

This unique mix of expertise and proven technology allows us to understand your challenges, speak your language and deliver real business value every step of the way.

Recognitions

Harmoney is finalist Scale-up of the Year - Scale-up van het Jaar

Harmoney has been selected as one of the four finalists for the Scale-up of the Year - Scale-up van het Jaar award, presented by EY and the Flemish Government.

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McKinsey & Company

Harmoney was selected by McKinsey & Company as a future unicorn, recognised for its strong growth ambition, sector impact, and strategic relevance.

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SAS

The French office of Harmoney, known as APPC, has been honoured with the prestigious title of EMEA Service Provider Partner of 2025 by SAS.

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Platforum

In 2025, Fund Channel was recognised again as the leading European platform for asset management. As part of its integrated offering for wealth and asset managers, the platform leverages Harmoney’s KYC Manager to streamline and standardise compliance workflows.

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Vivium Digital Awards

Harmoney has been recognized as a leader in the Radar Life category of the Vivium Digital Awards, a proud achievement that highlights our expertise in end-to-end solutions within a highly competitive market.

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The people behind the name

We are compliance specialists with one clear goal.
We make your compliance processes smarter, faster and easier.

Our team combines regulatory expertise, cutting edge technology skills and years of experience in financial services. We know the rules, we understand your challenges and we take ownership from start to finish.

With Harmoney, you are not just buying software.
You are partnering with experts who guide you every step of the way, giving you full confidence that your compliance is in safe hands.

Thomas Van Maele

CEO & Founder

Wouter Haerick

Chief Commercial Officer & Founder

Steven Coppens

COO

Stijn Coppens

CTO & Product Director

Anne-Catherine Boucquey

Senior Account Executive

Jolien Corstjens

Delivery Manager

Frank Verhaest

Partnership Director

Wouter Bens

Director of Business Development

Laurent Guérel

Managing Director Harmoney France

Jens Verboven

Sales Director

Emile Fyon

Growth Officer
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Thomas Van Maele

CEO & Founder

Thomas holds masters’ degrees in Business Engineering and Operations & Technology Management and completed and Executive Program at Singularity University. Early in his career he worked as a Senior Advisor in Corporate Finance and Mergers & Acquisitions at KPMG before joining Econopolis, a wealth advisory and wealth management services provider. At Econopolis Thomas was, as a partner, responsible for the Private Investments division, working with high net worth clients in managing private equity and private debt investments. Thomas is co-founder and Managing Director at Harmoney.

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Wouter Haerick

Chief Commercial Officer & Founder

After receiving his Master’s degree in Electrical Engineering from the Ghent University Wouter started working in the telecommunication market and participated in various delivery projects at fixed and mobile operators. In 2004 he joined IBCN as a research assistant where he was involved in various European and national research project. In 2009 Wouter obtained a PhD in the field of Computer Science. In 2011 he became business developer for Ghent University (Industrial Research Fund). In this role, he has been involved at iMinds (CTO, Future Internet Technologies) and as Director Research Valorization at IMEC. Wouter is co-founder and Chief Technology Officer at Harmoney.

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Steven Coppens

COO

Steven holds a masters’ degree in Economics, specialized in (corporate) Finance. After starting his career as a Senior External Auditor at KPMG and Internal Audit assignments, he focused his career on Project Management and Operations in IT and Telecommunications at Alcatel-Lucent (currently Nokia) and Bpost. As COO and CIO for a start-up delivering Electrical Vehicle charging solutions and Energy Management software, Steven implemented processes and IT to make the start-up scalable. As Chief Operations Officer and Product Manager, Steven is focusing on scalable Operations and Product processes at Harmoney.

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Stijn Coppens

CTO & Product Director

Stijn built up more than 15 years of enterprise experience throughout different types of software development projects, after he achieved in 2002 a master’s degree in industrial science Electronics ICT. Stijn started his career as a Java developer at DATA4s (acquired by Norkom Technologies) where he was co-responsible for their unique name-matching AML tool, with focus on the financial sector. Afterwards Stijn evolved as technical consultant from a developer to a senior technical team lead on a wide range of projects and customers at XploreGroup, part of the CRONOS company. At Harmoney, Stijn leads a young and dynamic product development team with great opportunities in a complex matter, making sure the company’s objectives are achieved.

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Anne-Catherine Boucquey

Senior Account Executive

Anne-Catherine holds a master’s degree in management from the University of Antwerp. She has built an outstanding project and process management track record at Belfius and Bpost during the past 11 years and is our Head of Professional Services, responsible for the smooth delivery of the Harmoney solutions.

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Jolien Corstjens

Delivery Manager

Jolien is delivery manager at Harmoney. With a background in project- and program management of IT implementations, she guides the customers with clear and transparent communication towards a smooth delivery of the Harmoney solutions. She holds a master’s degree in economics from the University of Leuven and completed a MBA highlights program at Solvay Business School.

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Frank Verhaest

Partnership Director

Frank Verhaest, our Partnership Director, has extensive expertise in product and brand management, with a strong focus on SaaS and new product development. With over 25 years of experience, he has worked across industries such as finance, IT, retail, logistics, sports, and the food industry, collaborating with both start-ups (including fintechs) and multinationals.

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Wouter Bens

Director of Business Development

With years of experience and a profound understanding of Fintech and Regtech, Wouter excels in business development and sales operations. His mission is to streamline the integration of financial services and innovative technology, a goal that resonates deeply with Harmoney's vision.

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Laurent Guérel

Managing Director Harmoney France

With more than 20 years of experience in compliance – customer protection, fraud prevention, and AML – Laurent has built strong expertise in regulatory engineering. After a career in consulting and within major insurance groups, he now brings this experience to Harmoney France.

His goal: to actively deploy innovative tools that help financial institutions meet their regulatory obligations in a simpler and more effective way.

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Jens Verboven

Sales Director

As a commercial leader in the RegTech space, Jens helps financial institutions and service providers transform the way they manage compliance, risk, and counterparty relationships. He believes true compliance maturity goes beyond reducing manual work, creating instead a connected risk ecosystem where data, people, and technology work in harmony. At Harmoney, he empowers organizations to orchestrate data and decisioning across the full client lifecycle, turning fragmented information into actionable insight to anticipate and manage risk more intelligently.

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Emile Fyon

Growth Officer

Emile is passionate about operations, digitalization, and process optimization, a path shaped by curiosity and hands-on building, from his first website at 16 to leading automation and AI initiatives as a director at AXA. Later he founded a SaaS company simplifying complex processes, and today at Harmoney he helps organizations make digitalization tangible and scalable.