Future-proof insurance compliance
Digitize your insurance processes, strengthen your customer relationships.
Compliance solutions built for the insurance industry
As an insurance provider or broker, you need reliable and up to date KYC information to meet both EU regulations like IDD (Insurance Distribution Directive) and national requirements. You must also disclose product information clearly and ensure your data flows are fully privacy compliant.
Harmoney has you covered. Our ISO certified modular platform helps you spot and fix outdated or incomplete processes, while supporting every sales channel, from agents and brokers to direct client interactions. With automated KYC workflows, AML checks and reporting, Harmoney reduces the workload for your teams so they can focus on your clients, not on compliance admin.
One platform for every compliance challenge
Insurance compliance does not stop at sanctions checks and AML. You also need to protect personal data and ensure privacy rules are respected. That is why insurers need a complete compliance framework, supported by technology that connects every step of your process.
This is exactly where Harmoney’s modular platform makes the difference. You choose the modules you need and combine them into one seamless process that fits your business.
Why Harmoney?
Built-in automated compliance
The platform automatically prompts customers to update their information and caters for continuous AML risk screening.
Comprehensive customer overview
Pull in KYC and CDD information via external data sources or optical character recognition (OCR) technology for complete, error-free customer data.
In-depth insights
Speed up your onboarding flows and get better insight into every customer, for effective risk management.
Complete audit trail
Transparent case management system allows easy access to centralised data by both front office and compliance teams.
Avoiding repetitive actions
Your customer enters identification information only once – avoiding confusion, inefficiency, and needlessly repeated steps.
Multichannel approach
Harmoney enhances the interaction between end client and relationship manager, supporting every channel of communication, digital or analog, in full compliance with all the regulatory processes.
A future proof InsurTech compliance platform for insurers
Staying compliant means building a system that is audit ready, risk proof and able to evolve with new regulations.
Leading insurers use Harmoney to build a flexible InsurTech platform that combines compliance automation with a seamless experience for customers, brokers and internal teams. No more juggling systems or scrambling to keep up. With Harmoney, you stay compliant today and ready for tomorrow.
Stay ahead of the biggest compliance challenges for insurers
Harmoney helps insurers tackle the three main drivers for change in insurance compliance:
Learn how Baloise streamlined onboarding with Harmoney