Get AMLR-ready for July 2027 without overloading your compliance team
The Anti Money Laundering Regulation (AMLR) arrives in July 2027. Your workflows, systems, and data foundations need to be ready. Now.
Harmoney orchestrates end-to-end AML compliance so you can meet stricter requirements without drowning your team in manual work.
July 2027 changes everything
The EU's Anti Money Laundering Regulation (AMLR) replaces fragmented national rules with one single rulebook across all member states. For the first time, firms face:
- Harmonised AML standards across the EU
- Stricter customer due diligence (CDD) requirements
- Shorter assessment cycles with more frequent reviews
- Direct oversight from the new Anti Money Laundering Authority (AMLA) in Frankfurt, starting in 2028
- Higher expectations for data quality, audit trails, and cross-border reporting
If your compliance processes rely on spreadsheets, scattered tools, or manual reviews, you're not ready.
What AMLR means for you
AMLR doesn't just raise the bar. It changes the game.
The question isn't whether you'll comply. It's whether you'll do it efficiently, or waste resources trying.
Stronger data foundations required
Your customer data needs to be accurate, complete, and continuously updated. One-off checks won't cut it anymore.
Modernised CDD processes
Risk assessments must be dynamic, not static. You'll need to assess, reassess, and document faster than ever.
Updated KYC and KYB workflows
Knowing your customer (and your business counterparties) becomes an ongoing process, not a box to tick at onboarding.
Full auditability under AMLA oversight
When AMLA comes knocking in 2027, every decision, every data point, and every workflow step needs to be documented and defensible.
AML Compliance without the complexity
Harmoney is built for exactly this: orchestrating complex, evolving compliance workflows without custom code or endless IT projects.
Built regulation-first, AMLR-ready
We built Harmoney with regulation at its core. Our regulatory expertise shaped every layer of the platform. GDPR-ready, DORA-compliant, AMLR-prepared. Not retrofitted. Built right.
End-to-end AML orchestration
From screening and risk scoring to ongoing monitoring and case management, Harmoney orchestrates your entire AML process in one unified flow. Start where you need to, then scale as your compliance needs evolve. Screening today, full lifecycle management tomorrow.
Continuous monitoring built in
AMLR demands perpetual KYC (pKYC). Harmoney automates continuous monitoring so customer profiles stay current and risk assessments stay relevant. No more periodic scrambles.
AI does the work, you make the calls
AI handles the noise, cutting false positives by up to 90%. Your team handles the decisions. Human-in-the-loop workflows keep you in full control with explainable, defensible processes. Focus on real risks, not admin.
One API, full integration
Integrate screening providers, data enrichment tools, UBO registers, or internal systems through one seamless gateway. No vendor lock-in. Configure workflows as regulations evolve. No custom code, no expensive redevelopment.
Audit-ready without the scramble
Every action is timestamped, traceable, and GDPR-compliant. When AMLA reviews your processes, you'll have full documentation ready. No last-minute panic.
Trusted by industry leaders
Leading banks, insurers and financial institutions rely on Harmoney to streamline compliance, cut costs, and stay ahead of financial crime with complete peace of mind.
Discover how our clients use Harmoney to make compliance smarter and easier.
"Harmoney is a strategic partner within our onboarding process. Every insurance company needs to be compliant. We are convinced that with Harmoney we have a partner by our side who makes the job easier."
See Harmoney in action
Book a demo and we'll show you how firms like yours are preparing for AMLR without adding headcount or complexity.