Harmoney named in the 2026 AIFinTech100
17 June 2026FinTech Global has named Harmoney in the 2026 AIFinTech100, its annual list of the 100 most innovative companies developing AI technologies for financial services. The list is compiled by FinTech Global, a leading provider of fintech information services with a network of more than 300,000 professionals, and highlights the companies financial institutions should know as they shape their digital transformation.
We are proud to be included, and glad to see the recognition tied to something concrete.
A benchmark for applied AI in financial services
Unlike broader fintech rankings, the AIFinTech100 focuses specifically on companies putting artificial intelligence to work across financial services. This year's selection was especially competitive, with more than 2,000 companies assessed before the final 100 were chosen. The process is multi-stage: companies are analysed against FinTech Global's research database, shortlisted alongside public nominations, and assessed through interviews with their founders and teams. The criteria weigh the significance of the problem being solved, the strength of the underlying AI, and the cost savings and efficiency it delivers to clients.
As Richard Sachar, CEO at FinTech Global, put it: "Over the past year, AI in financial services has moved into a more practical, operational phase, where the focus is less on what the technology can do and more on whether it delivers reliably in real-world use."
That final criterion is the one we care about most. Harmoney applies AI to one of the hardest problems in financial services, financial crime compliance, and the recognition reflects the results that work produces rather than the technology on its own.
The full list and company profiles are available at www.AIFinTech100.com.
Why this recognition matters
Compliance teams are under pressure from two directions at once.
- Fraud is industrialising: deepfakes at onboarding, synthetic identities, and automated workarounds that scale faster than manual controls can keep up.
- Regulators are raising the bar. Technology is becoming the baseline supervisors expect, with eIDAS 2.0, perpetual KYC, digital identity and wallets, and automated UBO and data integration moving from optional to assumed, and AMLR adding new expectations for traceability and control across Europe.
AI now sits on both sides of this: used by institutions to keep up, and by criminals to get ahead. The question is no longer whether to adopt it, but how to deploy it in a way that holds up to scrutiny.
Built for this moment
Harmoney was built for exactly that. It orchestrates the full financial crime lifecycle, from KYC onboarding and screening to UBO mapping, ongoing monitoring, and regulatory reporting, in a single environment. AI does the heavy lifting, but it does not replace judgement: a human stays in the loop on every consequential decision, which is what keeps the output defensible to a regulator.
Clients including Belfius, Ayvens, and Baloise use it to reduce manual compliance effort by up to 90% and cut onboarding from days to hours, with a complete audit trail behind every step.
Being named in the AIFinTech100 in the year AMLR comes into force is a moment we take seriously. It reflects where the industry is heading, and the standard institutions will be held to from here.
If you are working through your compliance technology roadmap, get in touch.
Harmoney offers a cutting-edge digital platform that streamlines intricate onboarding and compliance procedures, featuring automated screening functionalities. Interested in discovering more about our innovative solution? Reach out to us for further details or stay in touch via our newsletter ⬇️.