Harmoney partners with Topograph for automated KYB data enrichment
30 March 2026Getting reliable company data across European jurisdictions has always meant navigating a fragmented landscape of national registers: open, closed, and paid. Topograph has built the data layer to cut through that complexity, and we're bringing it directly into the Harmoney platform.
The register problem, finally solved
At Harmoney, we are committed to continuously expanding our ecosystem with best-in-class solutions that strengthen our mission to build the most connected compliance platform for banks, brokers, leasing companies and beyond. That's why we're partnering with Topograph.
Topograph is the data layer for KYB. They retrieve company information, documents, and ownership structures directly from official public registers in real-time, without intermediaries. What sets them apart is the breadth and depth of their register access: most data providers work with publicly available registers, but Topograph goes further, connecting to open, closed, and paid registers across 40 countries in Europe, Asia, and offshore financial centers through a single API. That means no gaps in coverage, regardless of jurisdiction, and every data point is traceable back to its official origin. ISO 27001 certified and built on EU-based infrastructure, Topograph serves fintechs, neobanks, and compliance platforms globally.
By integrating Topograph into our platform, clients get direct access to authoritative company data, local documents and beneficial ownership information, all within their existing compliance workflows.
"KYB has always been the harder side of compliance to automate, largely because the underlying data is so fragmented. Topograph solves that at the source, and bringing that into Harmoney means our clients no longer have to compromise between coverage and speed."
Three ways this integration transforms KYB workflows
Here are three scenarios where this integration delivers immediate value.
- You want to prevent document fraud risk. Rather than applying fraud detection to documents submitted by customers, Topograph retrieves official documents directly from the source register. The document never passes through a customer's hands before reaching the compliance file, which eliminates a key vector for manipulation or forgery.
- You want to accelerate onboarding and reduce customer friction. Instead of requesting documents from prospects and customers, Topograph retrieves the information directly from official registers. The extracted data is then pre-populated automatically, allowing teams to shorten outreach cycles or skip document requests entirely where register data is sufficient.
- You operate across multiple jurisdictions. There is no need to maintain internal knowledge of which platforms provide official documents in Italy, Spain, Germany, or elsewhere. Topograph handles the complexity of knowing what information is available, in which documents, from which official source, across every covered country.
What this means for your compliance team
What does this new integration mean for financial institutions using Harmoney as their compliance platform?
Here are the key benefits:
- Seamless access to registers across 40 countries (open, closed, and paid) in Europe, Asia, and offshore financial centers, through a single integration point, with no gaps in jurisdictional coverage.
- Local documents included: Topograph retrieves the actual official documents and extracts the information with a high level of precision, securing real productivity gains and enabling automated KYB for straightforward cases.
- Beneficial ownership data linked to local source documents, making it possible to verify ownership structures with traceable, primary-source evidence.
- Real-time, automated retrieval triggered directly from onboarding and reboarding workflows. Data is
fetched from official registers at the moment of the request, eliminating manual lookups and stale data.
"Compliance teams shouldn't have to stitch together data from dozens of national registers manually. By integrating with Harmoney, we make sure that authoritative company data is where it needs to be, at the right moment in the workflow."
A partnership built on better data
We are genuinely excited about what this partnership makes possible for compliance teams across Europe. KYB has always been one of the harder parts of compliance to automate well, and that difficulty comes down to data: too fragmented, too manual, too hard to trace back to a primary source. Topograph has tackled that problem head-on, and combining their register access with Harmoney's compliance orchestration creates something neither of us could offer alone.
Just the beginning
The Topograph integration is part of the data modules on the Harmoney platform. By connecting with authoritative external data sources, we continue to expand the ecosystem of integrated data partners, covering identity verification, sanctions screening, credit data, and business registries, all accessible through a single platform.
Existing Harmoney customers don't need to take any action: the integration is available directly within the data and document enrichment module on the platform.
Ready to move from reactive to proactive? Discover how Harmoney orchestrates your compliance processes, from onboarding through to continuous monitoring. Get in touch to discuss or subscribe to our newsletter to stay informed.